Dean,
I've been confused about this for a while, so maybe you can straighten me out....
The soon to be totally ex with or without benefits was in a run down trailer and couldn't make payments, had a car reposessed so bought a new one, and the government offered to build a house for her, which you are now detailing and supplementing?
trailer needed work and applied for a HUD grant. HUD said the amount of work needed was not cost effective and hence the new HUD house. her car payments were excessive due to fly by night buy here pay here and in Florida I guess you can do a voluntary repossession (
), and she bought a new 2016 KIA Forte with a low interest rate and payment. lady and I are just good friends now is all and I don't mind doing the work. we still have fun together but nothing serious.