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[LuvTooGolf]

Jammin' Joe:

ACID Opulence 3 Torpedo - 10/39.99

Alec Bradley The Lineage Robusto - 10/32.50

5 Vegas Gold Churchill - 10/29.99

Rocky Patel Imperial Gordo - 10/37.50

Gurkha Beauty - 10/39.99

Diesel Rage Toro - 10/37.50

Aging Room Quattro Nicaraguan Maestro - 5/32.50

Camacho Ecuador Robusto - 5/22.50

Diesel Wicked Witches Brew Figurado - 10/42.50

Espinosa Habano No. 4 - 10/44.99

Alec Bradley Black Market Vandal Belicoso - 10/37.50

[LuvTooGolf]

Most of my money is passively invested - no-load, low-cost mutuals in the Roth, the HSA, and the state investment fund.  Mostly ETFs in the brokerage account. I've been trying to learn about evaluating individual companies and stocks, but I haven't been that diligent about it. 

But in December I started a "spare change" portfolio.  A collection of individual stocks that I could purchase fractional shares of.  I followed recommendations from Motley Fool. They seemed as good as anybody.  I usually drop about $50 per paycheck into it which is an approximation of what I'd net by rounding up my normal monthly expenses to the nearest dollar.  Other small windfalls get dropped in, such as credit card cash back or whatever.

It's been entertaining. It's like gambling, except in the one casino where the odds are historically in my favor. Two months in I've dropped $425 and I'm up 4.62%.  I was up 6.8% yesterday, but today the market is down.  I figure I'm winning if the return stays ahead of the 4.43% interest I get on my emergency cash. 

I don't know what I'd do with it.  Maybe if it adds up enough, someday I'll buy a guitar with it.  Somethin'.

You haven't bought a guitar or a gun in quite a while.

It's become an issue of space.  The gun safe is crowded, so it's been over two years since I last bought a firearm. I've been stockpiling ammo, some.  I still want to get a Colt Python in blued finish.  But I've been so focused on music that I haven't spent much time with the firearms. 

I spent a lot of money on guitar gear last year.  Four amplifiers, two guitar builds, three preamps, two speaker cabinets, a couple of speakers, and five or six pedals that I can recall offhand.  Some tubes and various maintenance work.  A tape echo unit in January.  I was a bit off the hook, celebrating no longer having to pay tuition bills.  But, again, it starts becoming an issue of space. So I've called a moratorium.  There's only one guitar-related purchase left on the bucket list - an heirloom-quality acoustic guitar.  The retirement guitar.  It'll be spendy.  I'm saving up for that.

This year I'll focus on the studio, and get back to shooting more. Hence my focus on financial goals, and doubling the amount of money I put into investments.

I saw a new billboard in the area recently about bullet engraving and thought of you.

[Travellin Dave]

Most of my money is passively invested - no-load, low-cost mutuals in the Roth, the HSA, and the state investment fund.  Mostly ETFs in the brokerage account. I've been trying to learn about evaluating individual companies and stocks, but I haven't been that diligent about it. 

But in December I started a "spare change" portfolio.  A collection of individual stocks that I could purchase fractional shares of.  I followed recommendations from Motley Fool. They seemed as good as anybody.  I usually drop about $50 per paycheck into it which is an approximation of what I'd net by rounding up my normal monthly expenses to the nearest dollar.  Other small windfalls get dropped in, such as credit card cash back or whatever.

It's been entertaining. It's like gambling, except in the one casino where the odds are historically in my favor. Two months in I've dropped $425 and I'm up 4.62%.  I was up 6.8% yesterday, but today the market is down.  I figure I'm winning if the return stays ahead of the 4.43% interest I get on my emergency cash. 

I don't know what I'd do with it.  Maybe if it adds up enough, someday I'll buy a guitar with it.  Somethin'.

You haven't bought a guitar or a gun in quite a while.

It's become an issue of space.  The gun safe is crowded, so it's been over two years since I last bought a firearm. I've been stockpiling ammo, some.  I still want to get a Colt Python in blued finish.  But I've been so focused on music that I haven't spent much time with the firearms. 

I spent a lot of money on guitar gear last year.  Four amplifiers, two guitar builds, three preamps, two speaker cabinets, a couple of speakers, and five or six pedals that I can recall offhand.  Some tubes and various maintenance work.  A tape echo unit in January.  I was a bit off the hook, celebrating no longer having to pay tuition bills.  But, again, it starts becoming an issue of space. So I've called a moratorium.  There's only one guitar-related purchase left on the bucket list - an heirloom-quality acoustic guitar.  The retirement guitar.  It'll be spendy.  I'm saving up for that.

This year I'll focus on the studio, and get back to shooting more. Hence my focus on financial goals, and doubling the amount of money I put into investments.

During the hiatus, you can always work on cigar inventory .

[Travellin Dave]

Ave Maria Crusader
(5.0"x52)Pack of 10
| MSRP: $9.68 per cigar

In Stock
4.5 out of 5
BUY 10+ CIGARS
$3.50
per cigar
$34.99 total price
Save 64%

[Travellin Dave]

Number 2 son works at a Nespresso Boutique in the university district in Seattle.  So we got a Nespresso machine for Christmas - not one of the fancy ones - and we regularly get bag-loads of capsules delivered to us.

I was skeptical.  I like fancy coffees as much as anyone, but for daily consumption, the Mr. Coffee and fresh-ground beans from San Francisco Coffee Roasters that we get at Costco produce terrific coffee - and are cost-effective.  If I want an after-dinner espresso, we have a Moka pot.  Espresso machines have to be really expensive and take up a lot of space before the results beat a Moka pot, and in my opinion Keurig offers a sliver of convenience at too high a cost with too average a result. 

So Nespresso wasn't on my list either. But the machine and capsules didn't cost me (if you don't factor in the amount of money it cost to raise and educate the boy).  So...what the hell.

It makes good coffee.  Many of the capsules leave me asking, "WTF?"  But some are really good, and others are really good if you heat some milk in the microwave and make it cafe au lait.  This morning I'm having the Cafe de Cuba, and it's exceptional.

Would I recommend it?  Well, if you're snobby enough about coffee to turn your nose up at a drip maker, but not snobby enough to bother with pour-over or a French Press, but you don't want to shell out more than a grand for a coffee maker, then sure.  I think it makes better coffee than a Keurig, and it matches any sub-$1000 espresso machine I've encountered without the hassle.

Would I do it if I had to pay for machine and pods?  Nah. 

But I do occasionally visit the boutique.  I think it's a cool place.  More my speed than hanging out at Starbuck's. And I get a discount.

Hard to beat a good discount. And you don't have to look like some sort of trendy douche hanging out at Starbucks.

And 100% discount is great.  Heck, I even bought AB's when they were free.

[A Friend of Charlie]

Today's Birthdays

Those born on this date are under the sign of Pisces. They include:

astronomer Nicolaus Copernicus in 1473;
artist Constantin Brancusi in 1876;
actor Merle Oberon in 1911;
writer Carson McCullers in 1917;
actor Lee Marvin in 1924;
filmmaker John Frankenheimer in 1930;
musician Smokey Robinson (Miracles) in 1940 (age 85);
musician Lou Christie in 1943 (age 82);
musician Tony Iommi (Black Sabbath) in 1948 (age 77);
writer Amy Tan in 1952 (age 73);
actor Jeff Daniels in 1955 (age 70);
actor Leslie David Baker in 1958 (age 67);
NFL Commissioner Roger Goodell in 1959 (age 66);
Britain's Prince Andrew in 1960 (age 65);
musician Seal in 1963 (age 62);
musician Jon Fishman (Phish) in 1965 (age 60);
actor Justine Bateman in 1966 (age 59);
actor Benicio Del Toro in 1967 (age 58);
actor Bellamy Young in 1970 (age 55);
writer Jeff Kinney in 1971 (age 54);
actor Eric Lange in 1973 (age 52);
musician Daniel Adair (Nickelback/3 Doors Down) in 1975 (age 50);
actor/musician Haylie Duff in 1985 (age 40);
actor Arielle Kebbel in 1985 (age 40);
actor Sam Reid in 1987 (age 38);
actor Victoria Justice in 1993 (age 32);
tennis player Katharina Gerlach in 1998 (age 27);
musician Chappell Roan in 1998 (age 27);
musician Jungwoo (NCT) in 1998 (age 27);
actor David Mazouz in 2001 (age 24);
actor Millie Bobby Brown in 2004 (age 21).

Today's Over/Under is 11

13!

[Travellin Dave]

♫ And he's got the biggest, hauls of them all! ♫

https://www.cigarpage.com/big-brands-stacked-up.html

I kinda wondered previous times about the CPage lists, but this one definitely changes over the course of the day.  I was going to buy some Southern Draw that I saw earlier and when I went back for them they were gone.  Went back a bit ago and they were back, but Java , Perdomo and EPC were gone.  Guess that's a contributor to the F'd up alphabetical order as well.

[Travellin Dave]

Today's Birthdays

Those born on this date are under the sign of Pisces. They include:

astronomer Nicolaus Copernicus in 1473;
artist Constantin Brancusi in 1876;
actor Merle Oberon in 1911;
writer Carson McCullers in 1917;
actor Lee Marvin in 1924;
filmmaker John Frankenheimer in 1930;
musician Smokey Robinson (Miracles) in 1940 (age 85);
musician Lou Christie in 1943 (age 82);
musician Tony Iommi (Black Sabbath) in 1948 (age 77);
writer Amy Tan in 1952 (age 73);
actor Jeff Daniels in 1955 (age 70);
actor Leslie David Baker in 1958 (age 67);
NFL Commissioner Roger Goodell in 1959 (age 66);
Britain's Prince Andrew in 1960 (age 65);
musician Seal in 1963 (age 62);
musician Jon Fishman (Phish) in 1965 (age 60);
actor Justine Bateman in 1966 (age 59);
actor Benicio Del Toro in 1967 (age 58);
actor Bellamy Young in 1970 (age 55);
writer Jeff Kinney in 1971 (age 54);
actor Eric Lange in 1973 (age 52);
musician Daniel Adair (Nickelback/3 Doors Down) in 1975 (age 50);
actor/musician Haylie Duff in 1985 (age 40);
actor Arielle Kebbel in 1985 (age 40);
actor Sam Reid in 1987 (age 38);
actor Victoria Justice in 1993 (age 32);
tennis player Katharina Gerlach in 1998 (age 27);
musician Chappell Roan in 1998 (age 27);
musician Jungwoo (NCT) in 1998 (age 27);
actor David Mazouz in 2001 (age 24);
actor Millie Bobby Brown in 2004 (age 21).

Today's Over/Under is 11

13!

Yea, you would know Copernicus if you ran into him at a Starbucks....

[LuvTooGolf]

Number 2 son works at a Nespresso Boutique in the university district in Seattle.  So we got a Nespresso machine for Christmas - not one of the fancy ones - and we regularly get bag-loads of capsules delivered to us.

I was skeptical.  I like fancy coffees as much as anyone, but for daily consumption, the Mr. Coffee and fresh-ground beans from San Francisco Coffee Roasters that we get at Costco produce terrific coffee - and are cost-effective.  If I want an after-dinner espresso, we have a Moka pot.  Espresso machines have to be really expensive and take up a lot of space before the results beat a Moka pot, and in my opinion Keurig offers a sliver of convenience at too high a cost with too average a result. 

So Nespresso wasn't on my list either. But the machine and capsules didn't cost me (if you don't factor in the amount of money it cost to raise and educate the boy).  So...what the hell.

It makes good coffee.  Many of the capsules leave me asking, "WTF?"  But some are really good, and others are really good if you heat some milk in the microwave and make it cafe au lait.  This morning I'm having the Cafe de Cuba, and it's exceptional.

Would I recommend it?  Well, if you're snobby enough about coffee to turn your nose up at a drip maker, but not snobby enough to bother with pour-over or a French Press, but you don't want to shell out more than a grand for a coffee maker, then sure.  I think it makes better coffee than a Keurig, and it matches any sub-$1000 espresso machine I've encountered without the hassle.

Would I do it if I had to pay for machine and pods?  Nah. 

But I do occasionally visit the boutique.  I think it's a cool place.  More my speed than hanging out at Starbuck's. And I get a discount.

Hard to beat a good discount. And you don't have to look like some sort of trendy douche hanging out at Starbucks.

And 100% discount is great.  Heck, I even bought AB's when they were free.

We need another deal like that!

[Travellin Dave]

Bueso's Up!

Ramon Bueso Genesis The Project Robusto
(4.8"x52)Pack of 10
| MSRP: $7.92 per cigar

In Stock
BUY 10+ CIGARS
$3.00
per cigar
$29.99 total price
Save 62%

[LuvTooGolf]

Bueso's Up!

Ramon Bueso Genesis The Project Robusto
(4.8"x52)Pack of 10
| MSRP: $7.92 per cigar

In Stock
BUY 10+ CIGARS
$3.00
per cigar
$29.99 total price
Save 62%

Think I'll put a couple of these in my cart just in case.

[razgueado]

Most of my money is passively invested - no-load, low-cost mutuals in the Roth, the HSA, and the state investment fund.  Mostly ETFs in the brokerage account. I've been trying to learn about evaluating individual companies and stocks, but I haven't been that diligent about it. 

But in December I started a "spare change" portfolio.  A collection of individual stocks that I could purchase fractional shares of.  I followed recommendations from Motley Fool. They seemed as good as anybody.  I usually drop about $50 per paycheck into it which is an approximation of what I'd net by rounding up my normal monthly expenses to the nearest dollar.  Other small windfalls get dropped in, such as credit card cash back or whatever.

It's been entertaining. It's like gambling, except in the one casino where the odds are historically in my favor. Two months in I've dropped $425 and I'm up 4.62%.  I was up 6.8% yesterday, but today the market is down.  I figure I'm winning if the return stays ahead of the 4.43% interest I get on my emergency cash. 

I don't know what I'd do with it.  Maybe if it adds up enough, someday I'll buy a guitar with it.  Somethin'.

You haven't bought a guitar or a gun in quite a while.

It's become an issue of space.  The gun safe is crowded, so it's been over two years since I last bought a firearm. I've been stockpiling ammo, some.  I still want to get a Colt Python in blued finish.  But I've been so focused on music that I haven't spent much time with the firearms. 

I spent a lot of money on guitar gear last year.  Four amplifiers, two guitar builds, three preamps, two speaker cabinets, a couple of speakers, and five or six pedals that I can recall offhand.  Some tubes and various maintenance work.  A tape echo unit in January.  I was a bit off the hook, celebrating no longer having to pay tuition bills.  But, again, it starts becoming an issue of space. So I've called a moratorium.  There's only one guitar-related purchase left on the bucket list - an heirloom-quality acoustic guitar.  The retirement guitar.  It'll be spendy.  I'm saving up for that.

This year I'll focus on the studio, and get back to shooting more. Hence my focus on financial goals, and doubling the amount of money I put into investments.

During the hiatus, you can always work on cigar inventory .

I haven't been hoarding cigars.  When I left the church, I cut ties with most of the people that used to frequent my lounge.  So it's been more cost-effective to drop by the local B&M to pick up a couple of cigars if I'm going to a herf.  And I've been smoking the pipes more.  I'm trying to find someone worthy to pass the big humidor on to.

[LuvTooGolf]

Jammin' Joe:

ACID Opulence 3 Torpedo - 10/39.99

Alec Bradley The Lineage Robusto - 10/32.50

5 Vegas Gold Churchill - 10/29.99

Rocky Patel Imperial Gordo - 10/37.50

Gurkha Beauty - 10/39.99

Diesel Rage Toro - 10/37.50

Aging Room Quattro Nicaraguan Maestro - 5/32.50

Camacho Ecuador Robusto - 5/22.50

Diesel Wicked Witches Brew Figurado - 10/42.50

Espinosa Habano No. 4 - 10/44.99

Alec Bradley Black Market Vandal Belicoso - 10/37.50

Rocky Patel Decade Robusto - 10/123.99

[LuvTooGolf]

Hope this RP price is an error.

[Travellin Dave]

Nub by Oliva 460 Connecticut
(4.0"x60)Pack of 10
| MSRP: $9.33 per cigar

Only 5 Left
4 out of 5
BUY 10+ CIGARS
$4.00
per cigar
$39.99 total price
Save 57%