Not having to pay for kids goes a long ways towards having as many cigars as your conscience can support.
Edit: And a warden. I don't have to remind anyone to turn off the lights or to not spend a bunch of money on stupid shit. I get to spend money on stupid shit.
Reminding people to turn off lights and not to spend a bunch of money on stupid shit...wouldn't that make you a warden? I'm confoozed. 
Yes, clearly. I "cost" myself no money more than I would prefer to. And if I do, then I fucked up and it's my own fault.
In turn, I don't have shoes for every outfit. I have work boots, dress shoes, and 10 year old sneakers. I don't have diet of the month fad food here or an unused treadmill that doubles as a coat rack.
A more dramatic example: I have a buddy whose warden is a goddamn terrible driver. The $1500 in deductibles over the last few years he's put into her car would have paid for a cabinet and some smokes. I don't have the problem of having subsidizing someone else's inability to look before backing out of a spot and so I have a cabinet. He has a banged up Grand Caravan.
Thus, having no kids/warden to pay for goes a long way towards having as many smokes as you can convince yourself to buy.
