btw - got a message from Verizon earlier that if the bill isn't paid in 24 hours the sevice will be disconnected. called back, bill approaching $1,000, minimum payment almost $500. made arrangements to hold off 4 more days and called the FIL. he knew absolutely nothing about what's going on. FIL and MIL have been paying their daughter $150 a month each. plus my $100 a month contribution there is enough to make the monthly payment. deadbeat #1, #2, and deadbeat wife are going to get an ass chewing from FIL. told him it will do no good. told hime I was dropping the Family Plan later this month, paying the penalty, and cutting my losses. problem is, the bill needs to be current. if I have to default on the account I will. minute by minute phones are a dime a dozen.